Charter Oak Appoints Annette Janovic to Board of Directors

Newest Board Member Has Extensive Credit Union, Financial Services Experience

Waterford, CT – The Board of Directors of Charter Oak Federal Credit Union has appointed Annette Janovic to serve on the seven-member board that oversees eastern Connecticut’s largest credit union.

Janovic had been serving as a member of Charter Oak’s Supervisory Committee, which has board oversight and audit responsibilities, since January 2012. She is a Senior Business Consultant with Alloya Corporate Federal Credit Union, with responsibility for the Connecticut, Rhode Island and Massachusetts markets. Janovic has nearly three decades of credit union experience and is a trustee of the Credit Union League of Connecticut Charitable Foundation and a member of the league’s Grassroots Committee. She also serves as the treasurer of the Chanticlair Women’s Golf League of Colchester.

“Annette brings a wide range of experience to our Board of Directors that will serve us well as Charter Oak continues to grow and expand across eastern Connecticut,” said Guy Henry, Chairman of Charter Oak’s Board of Directors. “She’s active in her local community and also takes an active role in the credit union industry here in Connecticut as well as on the national level. Annette’s also been a strong advocate for our members and remains committed to the continuing success and financial growth of Charter Oak,” he said.

Janovic is replacing Michael Malvinni, who is retiring after more than three decades of service to Charter Oak as both a Supervisory Committee member and as a Board member. Malvinni, who is an Ashaway, R.I., resident, was appointed to Charter Oak’s Supervisory Committee in 1982 and began his service on the Board of Directors in 1984. “Mike has given an extraordinary amount of his time and talents to Charter Oak for thirty-four years, which we are grateful for, and he will be missed by all of us at Charter Oak,” said Henry.

Charter Oak is eastern Connecticut’s largest credit union with 15 branches in New London and Windham counties, providing one of the largest and most convenient branch networks of any financial institution serving eastern Connecticut. For more information about Charter Oak’s range of products and services, please visit any of our convenient branches, or visit our website at, or contact our Call Center at 860.446.8085 or 800.962.3237. 

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Charter Oak Federal Credit Union, headquartered in Waterford, Connecticut, offers a broad range of financial services – including checking, deposit, lending, insurance and investments – to individuals, businesses, non-profits and professionals in New London and Windham counties. If you live, work, worship, attend school, or volunteer in New London or Windham counties, we invite you to do business with us. For more information about what Charter Oak can offer you, please visit Federally insured by NCUA. Equal Housing Lender.